Your Wild Home 5-25

Pay Off Your Mortgage Early With These Side Hustles

May 23, 2017 , In: Advice, Real Estate , With: No Comments

Want to pay off your mortgage early, but feel like you’ll never be able to? It seems like an unreachable, dream-like goal. You’d have the money you’re now spending on your mortgage as disposable income to fix up your house, travel or do anything else your heart desires. You’ll own your home, lock, stock and barrel. No matter what happens economically, you’ll have a roof over your head and investment.

But if you’re like most of us, your paycheck will only cover so much. At the end of the month, you may not have much left over after other bills, groceries and basic life expenses.

So how can you pay off your mortgage early? One great way is to work a side job.

A side hustle is a part-time gig that provides extra money. It differs from a regular part-time job in that side hustles usually aren’t determined by hours. A part-time job may require you to work 15 to 20 hours a week, every week. But side hustles are generally on a job-by-job basis. You can contract to do some web design, for example, for a company’s website. Once that is done, you have no other obligations until you pick up the next side hustle.

Now, side hustles don’t pay a ton. But every little bit helps, right? If what you want is a bit extra to put toward your mortgage, a side hustle may be just what you need.

The best strategy for side hustles is to make it work for you. There are three ways to do this:

  • You can choose something that’s convenient and will fit into your lifestyle. A work-from-home side hustle, for example, will mean you can schedule family responsibilities around it. For many side hustles, you’ll only need a computer and can work from home.
  • Pick something you’d do for fun anyway. If you love animals, for example, being a dog walker could be very rewarding.
  • You should pick something that’s not related to your current job, but that you’re thinking of moving into. Always wanted to write? You can get your start as a side hustle.

Here are 10 examples of some of the best side hustles out there:

  • Website Tester

Website testers are in high demand. They provide feedback on prototype sites that haven’t been rolled out to the public yet. Companies want to know if their sites are easy to use and if people would return. Website testers tell them.

Typical compensation: $30 per hour

  • House Sitter

During the summer months, house sitters are particularly in demand. People go on vacation and don’t want their house to look like nobody is around. House sitters are usually hired to pick up mail, water plants and provide a general presence.

Typical compensation: $10-$15 per hour.

  • Pet Sitters

Pet sitters look after pets for owners who either travel a lot or are on vacation. It usually involves going to the owner’s homes and feeding, exercising and taking care of their pets. Some pet sitters do this from their home. Just be aware that you’ll need to have adequate equipment if you do this from home.

Typical compensation: $11 per hour.

lady walking dog

  • Dog Walkers

While some pet sitters may be asked to exercise the pets, dog walking is a separate side hustle that’s also in demand. Walkers regularly come to the owner’s home while they’re gone during the day to walk the dogs. You’ll need to be comfortable with dogs of various personalities and habits. And, of course, you’ll have to enjoy walking — a lot.

Typical compensation: $11 per hour.

  • Virtual Assistant

Virtual assistants do everything an office assistant in a physical office would do — only they do it online from the comfort of their homes. They could be making reservations, sending out emails and other correspondence or ordering office supplies.

Typical compensation: $7.00 to $30 per hour, depending on experience.

  • Customer Service Representative

A customer service representative deals with customer issues. They may deal with matters such as products that didn’t arrive, returns or billing questions. These positions can be in call centers, individual stores or online. Hours are flexible so that customers have large windows of time to get their issues resolved.

Typical compensation: $15-$16 per hour

  • Web Designer

If you’re more creative and know how to set up and design websites, you could become a web designer. Gigeconomy companies, such as Fiverr, often have jobs for web developers. These positions could require you to design a site from scratch or update existing pages.

Typical compensation: $23 per hour

  • Writer

If you’re a good writer, there are several ways to make writing your side hustle. Many organizations will pay for material ranging from blog posts to newsletters. Plus, you can usually do this from home. Fiverr also frequently has open writing jobs.

Typical compensation: $30 per hour

  • Grounds Maintenance/Landscaping

Grounds maintenance and landscaping involves planting and maintaining grounds, either for private homes or large clients. It’s a great job if you like to be outdoors. Schedules are often flexible, and weekend work can be an asset if your full-time job is Monday through Friday.

Typical compensation: $13.50 per hour

man reading newspaper


  • Newspaper and Magazine Delivery

Drivers still deliver many local newspapers and magazines. Some smaller communities still have paper boys and paper girls. Your side hustle in this industry could be to drive a route delivering papers or to deliver the publications in bulk to paper boys and paper girls. Either way, you’ll need a vehicle to transport the papers. This would be a good fit if you’re looking for morning work — shifts can start as early as 4 a.m.

Typical compensation: $11 per hour.
So, if you’re looking to pay down your mortgage early, it may not be easy just on your day job’s salary. Side hustles can help by giving you more money to whittle down your payment every month. Good luck!

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Editor at Your Wild Home
Hey! I'm Megan. I am a dog-lover and enjoy exploring the outdoors. Your Wild Home covers a lot of topics, including (but not limited to) home improvement, home decor, construction, real estate, and sustainability. I enjoy writing in third-person and I am addicted to chocolate, coffee, and terrible puns. Learn more on my About Me page!
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Pay Off Your Mortgage Early With These Side Hustles
Want to pay off your mortgage early, but feel like you’ll never be able to? Here are part-time or freelance jobs that can help you reach that goal.
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